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Kevin Thornton

Kevin Thornton

Auto Finance Analyst • Car Insurance & Auto Loans

Kevin Thornton is an auto finance analyst specializing in car insurance comparison, auto loans, and ownership cost modeling. He helps drivers understand how credit scores, coverage options, and loan structures affect the true cost of owning a vehicle.

His articles break down insurance premiums, deductibles, financing terms, refinancing options, and common pricing traps. Kevin focuses on clarity and transparency, giving readers tools to compare offers side by side and avoid overpaying over the life of their vehicle.

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Displaying 1-9 results out of 9 for Kevin Thornton

Driving Down Costs: Your Ultimate Guide to Affordable Oil Change Services in the USA
Driving Down Costs: Your Ultimate Guide to Affordable Oil Change Services in the USA
K. Thornton
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Dec 10, 2024
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30 MIN
Regular oil changes are a simple and effective way to avoid these potential issues, ensuring your vehicle stays in good condition for years to come. For more detailed guidance on oil change schedules and tips, check out AAA’s oil change advice and NAPA’s oil change tips.

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Rolling in Savings: A Complete Guide to Understanding Tire Replacement Costs
Rolling in Savings: A Complete Guide to Understanding Tire Replacement Costs
K. Thornton
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Dec 10, 2024
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31 MIN
By understanding the importance of tire maintenance and how it affects your overall driving experience, you can make informed decisions that not only protect you but also optimize your vehicle’s performance. Learn more about how tire condition impacts fuel efficiency and safety to stay ahead on the road.

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Drive Now, Pay Later: The Lowdown on Zero Down Payment Car Loans
Drive Now, Pay Later: The Lowdown on Zero Down Payment Car Loans
K. Thornton
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Dec 10, 2024
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29 MIN
Unlike traditional car loans, where a down payment is required to secure the loan and reduce the overall amount financed, zero down payment loans eliminate this initial out-of-pocket expense. This type of loan enables you to drive off the lot without needing to have cash on hand, making it an attractive option for those who may not have saved up for a down payment. Learn more about car loans.

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Unlocking the Best Car Insurance Rates in the USA: Your Ultimate Guide to Savings
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Unlocking the Best Car Insurance Rates in the USA: Your Ultimate Guide to Savings
K. Thornton
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Dec 10, 2024
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30 MIN
This guide explains how car insurance rates are calculated and provides strategies for finding the best rates, including shopping around, bundling policies, improving your credit score, and taking advantage of discounts. It also compares major insurers like State Farm, Geico, Progressive, and Allstate, and explains how rates vary by state.

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The Drive to Security: Top Car Insurance Companies You Can Trust
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The Drive to Security: Top Car Insurance Companies You Can Trust
K. Thornton
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Dec 10, 2024
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24 MIN
Choosing the right car insurance is a crucial decision that goes beyond just meeting legal requirements; it’s about safeguarding your vehicle, your finances, and your peace of mind. With so many options available, finding the perfect insurer can feel overwhelming, but making the right choice can significantly impact your experience when you need it most.

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Driving Deals: Top Auto Loan Rates of 2024 to Get You on the Road
Driving Deals: Top Auto Loan Rates of 2024 to Get You on the Road
K. Thornton
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Dec 10, 2024
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20 MIN
In 2024, several economic trends are influencing auto loan rates. With the Federal Reserve adjusting rates in response to inflation, the cost of borrowing has seen some fluctuation. Additionally, supply chain issues and changes in consumer demand are playing their part. Understanding these trends can help you time your loan application to secure the most favorable terms.

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Total Cost of Ownership (TCO): How to Cut Car Expenses from Purchase to Resale
Total Cost of Ownership (TCO): How to Cut Car Expenses from Purchase to Resale
K. Thornton
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Sep 22, 2025
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45 MIN
A step-by-step TCO playbook to lower financing, fuel, insurance, maintenance, and depreciation costs—plus smart resale tips.

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Auto Finance 2025: Car Loans, Rates, Refinancing & Zero-Down Options
Auto Finance 2025: Car Loans, Rates, Refinancing and Zero-Down Options
K. Thornton
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Nov 04, 2025
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30 MIN
This comprehensive guide covers everything U.S. consumers need to know about auto financing in 2025, including current loan rates, refinancing strategies, zero-down payment options, lease vs. buy decisions, and how credit scores affect financing terms.

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How to Choose the Right Auto Loan: A Practical Guide to Car Finance
How to Choose the Right Auto Loan: A Practical Guide to Car Finance
K. Thornton
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Dec 03, 2025
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27 MIN
Learn how to choose the best auto loan in 2024. Compare car loan rates, understand APR, and discover strategies to save money on car finance decisions.

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